Services
Life Protection
Life protection insurance, commonly known as life insurance, is a financial product that provides a payout to designated beneficiaries upon the death of the insured person. The purpose of life protection insurance is to provide financial support and protection to the insured's dependents or beneficiaries in the event of the insured's death.
Benefits of AIA Life Protection includes:
- Comprehensive Coverage
- Financial Security for Loved Ones
- Flexible Premiums and Payment Option
- Potential Cash Value Growth
- Additional Rewards with AIA Vitality
Personal Accident
A personal accident insurance plan ensures you and your loved ones are covered financially, should death or disability happen due to an accident. Whether it's for medical treatments or as a financial safety net, this plan has got you covered.
Benefits of AIA Personal Accident Insurance includes:
- Infectious disease coverage.
- Medical protection and alternative treatments.
- Covering your medical expenses while travelling
- Road accident coverage.
- Hospital daily allowance.
Medical Card
These plans provide financial protection against medical expenses like hospitalization, doctor visits, and medication. Think of it as a shield against unexpected medical bills, giving you peace of mind and focus on recovery. While coverage varies between plans, they generally offer different options to suit your needs and budget, from basic hospitalization coverage to comprehensive plans with critical illness or maternity benefits.
Benefits of AIA Medical Card includes:
- Financial Shield
- Peace of Mind
- Choice and Flexibility
- Access to Healthcare
- Potential Reward System
Critical Illness
AIA Critical Illness Plan is a critical illness insurance plan offered by AIA that provides a lump sum payment if you are diagnosed with a critical illness. There are two options: AIA Critical Illness Cover (conventional insurance) and AIA i-Critical Illness Cover (Shariah-compliant takaful plan).
Benefits of AIA Critical Illness Plan includes:
- Simple and affordable critical illness protection.
- Live well starts with knowing your health.
- Yearly cash bonus.
- Personal Medical Case Management (PMCM).
- Enhancing your plan with an optional benefit.
Saving Plan
An investment-linked insurance / takaful plan puts a percentage of your premium / contribution into protection and the rest is invested into your selected funds. With an investment-linked plan, you can grow your wealth while having the assurance of protection at the same time.
Benefits of AIA Saving Plan includes:
- Investment booster.
- Maturity booster.
- Saving booster.
- Flexible top up facility.
- Easy enrolment.
General Insurance
AIA General Berhad is a Malaysian insurance company offering general insurance solutions. They focus on protecting individuals and businesses from financial losses due to unexpected events like accidents, theft, or fire. Their products include car insurance, personal accident insurance, and commercial insurance. AIA General leverages a wide network for sales and aims to continuously improve their services using data-driven approaches.
Benefits of AIA Critical Illness Protection includes:
- Comprehensive Motor Coverage
- Personal Accident for Drivers & Passengers
- Family Discount
- Inconvenience Allowance
- Automatically Covers all Drivers
Will and Trust
An investment-linked insurance / takaful plan puts a percentage of your premium / contribution into protection and the rest is invested into your selected funds. With an investment-linked plan, you can grow your wealth while having the assurance of protection at the same time.
Benefits AIA Will & Trust include:
- Investment booster.
- Maturity booster.
- Saving booster.
- Flexible top up facility.
- Easy enrolment.
Housing Loan
AIA offers a fixed-rate home loan product that helps you finance your property purchase, a long-term fixed mortgage rates for the entire loan duration to ease your financial commitment.
Benefits of AIA Critical Illness Protection includes:
- Fixed Interest Rate
- Competitive Tiered Fixed Rates
- Fixed Monthly Installment
- Zero Moving Cost
- Longer Repayment Period
Private Retirement Scheme
A voluntary long-term investment scheme designed for all individuals aged 18 and above who are either employed or self-employed to accumulate savings for retirement. It is open to foreigners residing in Malaysia as well.
Benefits AIA Private Retirement Scheme includes:
- Investment booster.
- Maturity booster.
- Saving booster.
- Flexible top up facility.
- Easy enrolment.
Employee Benefit
Critical illness protection is a type of insurance that provides a lump sum payment if you're diagnosed with a covered critical illness. This financial safety net can help you manage the costs of treatment, recovery, and living expenses while you're unable to work.
Benefits of AIA Critical Illness Protection includes:
- Lump Sum Payout
- Early Stage Payout
- Multiple Critical Illness Covered
- Flexible Coverage Amount
- Additional Benefits
F.A.Q.
Frequently Asked Questions
- You can register and use this app as long as you are the policy owner of an individual policy/certificate, have an active employee benefit plan or mortgage account with AIA Bhd., AIA PUBLIC Takaful Bhd. and/or AIA General Berhad (collectively known as AIA Malaysia)
- AIA Vitality members can also access their AIA Vitality account via this app.
The insurance premium / takaful contribution amount is dependant on the coverage amount you are looking for, as well as your age and health status.
The higher your coverage amount and age, the higher your premium / contribution amount. If you have any existing health conditions, you may not be entitled to purchase an insurance / takaful plan, or may have to pay a loading fee on top of your premium / contribution amount.
Hence, the key is getting covered when you’re young and healthy. Your insurance premium could be affordable, costing only as much as your daily cup of coffee.
We encourage everyone to get a life insurance / takaful plan and to start when you’re young and eligible. At AIA, we have life insurance / takaful plans suitable for customers from as young as 14 days up to 70 years old, with coverage up to 100 years old.
We are delighted that your company cares for your wellbeing. However, there are several reasons why your company-provided life insurance might not be sufficient:
- Company-provided life and health insurance coverage might be minimal and not customised to your needs.
- Insurance coverage might only be valid as long as you’re working in the company.
- The coverage amount your beneficiaries get might not be enough to support them comfortably.
Therefore, we encourage you to sign up for an individual life insurance plan to guarantee benefits and coverage better suited to your needs.
We can be contacted through mobile number, +60 16‑219 4393, or through email, mugbusinessb13@gmail.com